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For Immediate Release
February 19, 2015

Contact:
John Ripley, TD Bank
(207) 650-1198
E-mail: john.ripley@td.com

Web Site: http://www.tdbank.com/

Marcia Fernandez Joins TD Bank as Relationship Manager in Commercial Lending for South Florida

TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida

CORAL GABLES, Fla. (February 19, 2015) – TD Bank, America’s Most Convenient Bank®, has named Marcia G. Fernandez as Vice President, Business Relationship Manager. Based in Coral Gables, she is responsible for maintaining and growing a portfolio of commercial and real estate loans and cross selling the full range of TD Bank’s products and services to clients across Miami-Dade and Broward counties in South Florida.

Marcia Fernandez, new Vice President, Business Relationship Manager based in Coral Gables, FL.

Fernandez has more than 30 years of experience in retail banking and lending. Prior to joining TD Bank, she served for 15 years at Mercantil Commercebank in a variety of roles, including Business Manager in the Lending Unit, and Business Developer. Fernandez is a member of the Coral Gables Chamber of Commerce, the Latin American Business Association (LABA) and the Doral Business Council.

A Miami resident, Fernandez volunteers with March of Dimes, United Way and Sunrise Community Service in her community. She received an MBA from Nova Southeastern University in 2004 and undergraduate degrees in Finance and International Business from in 1997 from Florida International University.

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit www.td.com.

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